![]() When researching for this review, there was such a lack of information about this card that we weren’t even completely sure the Mastercard upgrade was still available. Hot Tip: If you’re a JCPenney Mastercard user and can weigh-in on the above confusion - leave us a message in the comments below. Mainly, we’re wondering if cardholders earn 1 point/$1 spent anywhere, or just at JCPenney (and associated stores)? If not, do they at least earn 1 point per $2 spent anywhere, or is it simply a card to use outside of JCPenney without earning points? We can assume the basic main benefits are the same as the JCPenney Credit Card including:Īs for additional perks other than being able to utilize the card anywhere Mastercard is accepted? It’s pretty tough to tell if there are any… Information related to the JCPenney Mastercard® is very difficult to find online. JCPenney Mastercard ® Images courtesy of and. Cardholders will receive a special birthday offer if they meet certain conditions: their birth date is on file, they have used their card for at least 1 purchase in the last 12 months, and their account is in good standing.Current terms state that applicants who do not receive a credit decision right when they apply (but are later approved) will receive a $10 coupon in their credit card package.stores only, save 15% on custom blinds and shades, and 5% on major appliances. Plus, save 5% on electronics (including TV’s), Modern Bride® Design Your Dream Ring, and smart watches.Currently, the online application offer allows approved cardholders to save 15% on select apparel, shoes, accessories, fine jewelry, salon products, furniture and mattresses, and home purchases.Cardholders will receive even deeper discounts than regular rewards members on Special Savings Days.(More on this in the Fees & Drawbacks section below.) Cardholders should absolutely differentiate between “No Interest” and “No Interest If Paid In Full Within” in the terms and conditions.Offers may include special financing for 6, 12, 24, 36, 48, or 60 months. ![]()
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